In my experience preaching this same thing to many users at work and just personal friends, they won’t change their ways. Because “omg not another password to remember” and “that’s too much work to login just to get a password”.
I’ve just stopped trying to educate people at this point. That’s on them when their info gets leaked or accounts drained.
Lol I just deleted my downloads on my PC, was > 100 GB lol