hola - how’s the goal going?

The Fed looks to be cutting rates next week (18th), and while that should already be priced in, I expect some volatility. My company is also doing EOY reviews and a pretty big re-org at the same time, and I’m not really sure what that means for my expected EOY bonus. My in-laws asked me to lend them some money, which they’ve never done before, so I’m a little worried they’re having some financial strain as well. And to top it off, my sister-in-law is getting married next month, and we send them a bunch of cash to help them get things sorted.

With the election coming up, the next couple months is going to be pretty eventful for us. The good news is that since I’m pushing for FI, we’re absolutely fine financially. I just sent in the last purchase order for my 3-month t-bill ladder, with the intent being to make it that much less likely that I’ll find a reason to tap into it for non-emergencies, and I recently got back into doing bank account bonuses (have 5 in-progress right now), which feels nice. Not having to worry about money when it seems a lot of the country is panicking feels really good.

So yeah, if you aren’t already, I highly recommend pursuing FI. Even if you end up deciding not to keep at it, at least you’ll have a nice buffer in case things go south. I was out of work for a year during COVID due to special mix of fun, and I was able to weather it just fine.

So if you’re worried about the economy or your job, get on the FIRE path and your stress level should go way down.

A coworker just told me he made an offer on a $1M house. I congratulated him, but privately I thought, “But how many years does this add to your date?”

When I pay off my house, I’m never moving again unless there’s absolutely no alternative (family size, etc.).