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Cake day: June 26th, 2023

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  • My wife and I once had enough saved up to buy a used car from the dealership. The sales manager told us their incentives were structured around financing, so paying cash up front wouldn’t count towards their monthly sales figures, and to them it was “useless”.

    Ended up financing with an open loan and paying it off, in full, on the first payment. Probably lost them ~$1000 in processing fees but they knocked off another $150 for my first interest payment.