“The president single-handedly wiped out Americans’ retirement savings overnight and subjected businesses to intense whiplash with his increasingly erratic and chaotic policies that continue to drive consumer and business uncertainty.”

  • peoplebeproblems@midwest.social
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    16 hours ago

    How was Thursday and Friday not a recession? I lost > 10% of my 401k in 2 days.

    It took 4 years to get to where it was since I stopped contributing right after the 2020 panic. 4 years of happily let my money do what it should, BAM wiped out in 2 fucking days.

    • longjohnjohnson@lemmy.ml
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      16 hours ago

      10% so far unfortunately.

      Recessions officially require a slowdown of an economy over a longer period of time. Usually the stock market has nothing to do with it, though it can be a canary in the coal mine for it.

      A recession has more to do with unemployment rate rising, negative GDP growth and consumer spending indexes falling.

      Essentially it’s just a fancy way of saying the economy is slowing down in every category.

      The stock market is a rich person’s playground in this day and age mostly.

    • ripcord@lemmy.world
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      12 hours ago

      Get your 401k out of stocks for now. Most plans have money market or other options you can exchange for.

      • Aux@feddit.uk
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        10 hours ago

        That’s the dumbest advice ever! That’s how you lose all your money. Recession is the perfect time to buy even more stocks and shares. Don’t get out, get in!

        • ripcord@lemmy.world
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          6 hours ago

          Recession is a good time - at the bottom.

          We’re still at the top.

          You guys have fun losing all your money, though. Like the person I replied to complained about.

          • Corkyskog@sh.itjust.works
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            2 hours ago

            What are you going to convert your stocks into Euros? Renminbi? USD? Bitcoin? There is just a lot of uncertainty, and I wouldn’t recommend anyone selling everything.

      • gigachad@sh.itjust.works
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        12 hours ago

        Panic drop out of the market after stocks went down some percent, great advice.

        Just do nothing and keep your rates (or however US 401k works).

        Time in the market beats timing the market

        • ripcord@lemmy.world
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          12 hours ago

          I guess. Other option is to ride it all the way down. I got mostly out after the election. I got the rest of the way out this year.