Karma is a removed!

  • FlashMobOfOne@lemmy.world
    link
    fedilink
    English
    arrow-up
    2
    arrow-down
    1
    ·
    5 days ago

    You can get 4% from a high yield savings account. That’s insured.

    For now, but you make a solid point. It depends on one’s risk threshold, but I appreciate you adding that in.

    • Rufus Q. Bodine III@lemmy.world
      link
      fedilink
      English
      arrow-up
      1
      ·
      4 days ago

      That’s just break even purchasing power. In USA, invest $1000 at 4% earns $40. Federal and State taxes will take $10. The remainder will be dissolved by 3% inflation. And when you go to spend it, sales tax pushes your ‘yield’ into the negative.

      4% isnt the easy street it appears to be.