I whole heartily agree, and thank you for taking the time for writing that. Not enough people look into this, including me. Sometimes I stumble into articles or videos that touch on how messed up the financial world is. The biggest thing I hate is how everything runs on debt, and how that affects the inflation rate to always wanting be positive. It promotes buying now, as money loses value from inflation over time. On the flip side of that, negative inflation promotes saving money because it gains value over time. I wish the system was more balanced instead of always leaning to one side, because as they say, the line has to always go up, is not sustainable. I’m not an economist either, as you mention, just another dude in this rat race.