RION [she/her]

gleep glorp

  • 7 Posts
  • 67 Comments
Joined 5 years ago
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Cake day: July 26th, 2020

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  • I think I’m hitting diminishing returns with my money management skills. Like I rode the early high of optimizing cash back on my credit cards, finding a decent HYSA, stuff like that. But now any further optimization would get me like 0.5% more cash back instead of 3% or 4% and the only way to get higher APY is money markets or shady fintech setups.

    I have just recently got spending tracking set up through Nerdwallet which is cool and shows I’m generally sticking to my budget, but there’s also a lot of quirks with the way I handle my money that futz up the tracking. Maybe that’s my next step is simplifying that as much as possible?