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Cake day: July 2nd, 2023

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  • The bulk of those “Charitable” contributions are “voluntary” contributions to the mormon church. Members must contribute 10% of their income plus a little extra just because in order to hold positions of leadership in the church, get married attend cult weddings and most importantly not go to hell.

    The mormon church uses less than 1% of their funds for humanitarian needs. The other 99% is used to expand the hundreds of billions in hoarded wealth.



  • I spent a lot of time on places where the coffee is normally brewed a bit stronger (Italy, Turkey, North Africa etc).

    I tend just fill up the filter paper to around to 2/3rds.

    I have also been banned from making coffee at a few offices I have worked since. Their shrill cries of “Who made the coffee???” were quite fun however.




  • Hmmmm… think about how hard tracking a sniper would be on a university campus via surveillance cameras if they dressed to fit in. A black computer backpack from big box store combined with a university branded outfit and hat. Then walk into highly congested areas like a student union building and make a quick change into a different university branded outfit.

    They could then walk to public transit with the crowd of people as the officials shut down the school.

    Yes well trained people with the right software could eventually figure it out but it would take time.

    The longer it takes the more chance the shooter gets away.






  • When I started in the workforce you went to the newspaper classified ads and looked at who was hiring. Then followed the directions in the ad, call a number, mail a resume, etc.

    A few years later, webpage listings became the norm. You usually had to physically mail a resume and cover letter.

    Having to mail or deliver a physical resume naturally limited the number of applicants. It took time, effort, and a little money to apply to a position.

    Then e-mails applications happened. Free, fast and very easy. A relatively small amount of the audience looking for jobs royally fucked it up for everyone. Say you have a job listing that gets seen by 10,000 people. 5 applicants who read the job description applied and 1% of the audience sends a generic resume and cover letter without reading the job description. It doesn’t take a genius to figure out that this is an issue.

    So companies started screening via algorithms, keywords, convoluted application processes etc. The more companies screened, the more people felt they had to spam applications to get a job.

    Then to make matters worse some companies started posting bullshit jobs. Jobs that were going to be filled by internal candidates, creating “applicants pools”, and even some fake jobs that they continuously post to be assholes. This straight up fraud stealing people’s time.

    The whole AI thing is the most recent bullshit in an ongoing broken system.



  • The_v@lemmy.worldtoLemmy Shitpost@lemmy.worldA conundrum
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    9 days ago

    Rent vs mortgage - gotta put a caveat on that one.

    Renting = landlord gets all the money but has to maintain the property.

    Mortgage - bank gets all the money and you get a partial refund if you sell. You pay for the upkeep. A mortgage is not really an “investment”, you usually lose money on the deal if you live there. It’s cheap rent from the bank.

    It basic math to see which one is better long term. Usually the mortgage wins because of of the partial return. However if you can’t do the upkeep yourself, renting is often a better financial decision.

    There have been times when renting was the smarter financial decision. Like the housing bubble in 2003-2007. You could rent places for 1/2 what it would cost to buy them per month.




  • The money has already been yanked from SS and other programs. It’s included as part of the National Debt figure. They have taken the excess funds for decades and spent it. Having private banks hold and invest these funds instead is highly unlikely.

    The government also relies on investment funds to buy treasury bills. Most 401K’s at are set up to give the owner very little control over how they invest their money. All of the offered selections usually include treasury bills. So the government is borrowing money from 401K’s and promising to pay it back as well.

    That’s all fine unless something happens to erode the trust and willingness of people around the world to lend money to the U.S. government.